Every year, millions of folks use their hard earned savings to make a down payment so that
they can buy a place to call their own.
However, their hard work to obtain the home of their dreams doesn’t end on the closing
date or with the mortgage payments.
Once they purchase a property, home buyers must then invest their time, and money,
on furnishing and decorating their home, maintaining it, and protecting it from a number
of potential hazards and disasters.
The following is a list of a few of the many ways that homeowners can improve the safety
and security of their homes and protect their investment.
Increase Security for Peace of Mind
One easy way that homeowners can stop worrying about the risk of loss from theft, or another
unexpected event, such as a fire or flood, is by installing a comprehensive home security system,
such as a home security installation.
Many of these systems include cameras and sensors that detect motion, including the opening
of doors and windows, along with 24/7 monitoring of the property.
These devices are then combined with home automation products that are designed to work with
the home security system, such as door locks, light sensors, thermostats and other items that can
be controlled wirelessly.
By using apps on their smartphone or other mobile device, homeowners can then perform common
security enhancing tasks from a remote location, such as locking and unlocking doors, controlling
their lights, monitoring and controlling the temperature inside the home, and even watching live
video feed of areas inside and outside the home.
Since these devices can be controlled wirelessly, homeowners don’t have to go to the hassle and
expense of major remodeling or other renovations to be able to hide unsightly wires behind walls
in order to install the system.
These systems are also designed for homeowners to be able to add additional devices at a later date
should they choose to do so.
Using Smart Tech and IoT to Improve the Comfort and Safety of the Home
Wireless devices. the Internet of Things (IoT) technology, not only increase the security of the home,
smart tech transforms houses into dream homes by increasing comfort and convenience.
For example, smart ovens. and smart appliances such as smart crockpots allow homeowners to
remotely control and cook meals so that dinner is ready to be served by the time that they arrive.
Smart refrigerators can alert homeowners by text when they are running low on specific grocery
items, and even connect to the Internet and reorder those items and schedule delivery to the front
door of the home from stores and supermarkets that offer the service.
As this technology continues to develop, homeowners and other consumers can expect to see an
increasing number of smart products that will make their homes more comfortable and their lives
easier and less stressful.
Improve Safety with Regular Maintenance and Upkeep
Of course, there are a number of other ways to increase your home’s security and comfort that
don’t require smart tech or other special equipment.
Simple steps such as remembering to close and lock your doors as you leave your home, or turning
off your appliances, are easy ways to increase security and reduce the risk of loss due to fire or
Taking the time to keep up with regular home maintenance can also improve safety and enjoyment
of the home.
Common tasks such as cleaning and replacing filters so that the HVAC system doesn’t have to work
so hard at heating and cooling the home, trimming back the overhanging limbs from trees so that
they no longer obscure windows or creep across the roof where they might cause damage if they fall,
and promptly repairing any small plumbing leaks in the home before they cause damage to flooring
and other structures are all acts of maintenance and upkeep that can make your home more secure.
The Role of Insurance in Homeownership
Of course, despite how cautious and careful a homeowner might be, losses can still occur.
According to data provided by the Insurance Industry Institute (III) Insurance companies paid out
over $290 billion in property and casualty claims in 2015 alone, withe the bulk of these claims going
to homeowners that experienced a loss due to fire, flood, or other natural hazard.
This is why it is critical for all homeowners to insure their homes against loss due to events such as
fire, as well as loss of property due to theft.
In order to protect their investment more fully, homeowners also need to consider adding liability
coverage to their insurance policy to protect them should a guest or other visitor to their home be
injured in an accident on their property.
Buying a dream home is a significant investment.
For some, it is the most valuable asset they will acquire in their lives.
Simple steps such as adding a home security and monitoring system, keeping up with regular
maintenance, and, insuring the property can help increase a homeowner’s peace of mind and
protect against loss so that they can enjoy their dream home for many years to come.
What are your favorite ways to keep your home safe and protect your home against loss?
Share your thoughts and comments with us.